Talking about death is very difficult..Even young adult have a will.

Talking about death can be very difficult. It is hard to face the fact that we will not always be around to take care of our family, but it is something we must plan for.  It is hard enough to discuss your final wishes with your spouse, but even harder to discuss them with your child.  Everyone should have a will if they own assets.  Although they are single and have no children, a will is necessary in order for them to direct who “gets their stuff.”  All of those years of gifts from grandparents and your own gifting through the years may have accumulated enough to help with the down payment on a house or even more.  While most young adults do not have estates large enough to be taxable for federal or state purposes, their parents may have estates that exceed the exemption amount. Therefore it will be beneficial for a young adult to have a will.

If you do not have a will, the State of Tennessee has a will for you.  For a single person, the first relatives listed to receive their assets are their parents.  If the parents are already in an estate or inheritance tax situation this could compound their estate planning issues. A simple plan would help in this situation merely stating that they leave their estate to their parents. However, if the parents do not survive the young adult then the estate would be